Meet Our Professionals
The Sandman Wealth Management team is passionate about helping our clients plan for retirement based upon their individual needs, hopes and dreams. We are committed to listening to you and offer strategic options designed to fulfill your needs. After all, it is your money.
Sandy Minardi
President, Wealth Manager
Sandy is the founder of Sandman Financial Inc dba Sandman Wealth Management, a registered investment advisor firm. As a licensed Series 65 advisor, she specializes in helping retirees and pre-retirees create comprehensive financial plans to take them not only to retirement, but through retirement.
Prior to opening Sandman Wealth Management, Sandy had decades of experience in marketing and advertising, owning an advertising agency and working in broadcasting. Those many years in business taught her valuable lessons, which she uses to help others. Following her marketing career, she worked for a Congressman in Oklahoma’s First District as a constituent services caseworker and district community outreach representative. It was there she realized her passion for helping individuals navigate complex issues in life. She is on the Board of Directors of John 3:16 Rescue Mission in Tulsa, Oklahoma and is a published author and public speaker. Sandy resides in the Tulsa area with her husband, Joe. Outside of business and time with family, she enjoys serving in ministry, working out and playing golf.
Joe Minardi
Partner, Licensed Agent
Joe is a partner and licensed agent with Sandman Wealth Management, where he oversees firm operations and assists clients with their Medicare needs. He brings decades of experience in business ownership, having built and operated profitable small businesses in the home improvement industry. Earlier in his career, his ability to organize teams, train sales staff, and lead successful operations helped him open and manage several sales offices throughout the United States with AMRE.
Joe’s experience and ability to quickly assess individual needs help him identify the right Medicare strategies for Sandman Wealth Management clients. Though he says he is only about halfway retired, he remains an important part of the firm’s leadership. Joe lives in Tulsa, Oklahoma, with his wife and business partner, Sandy. Outside of the office, he enjoys fishing, golfing, and spending time with friends and family.
Jessy Wolf
Client Services Associate, Licensed Agent
Jessy is a University of Oklahoma alumna who grew up in the Tulsa area, where she developed a strong appreciation for community, connection, and helping others. She has served on Young Professional boards for Emergency Infant Services and Family & Children’s Services and enjoys coordinating fundraising and charitable giving opportunities within the community.
After six years in client relationship management, Jessy became insurance licensed in 2026. She enjoys building relationships and helping people navigate important decisions with confidence. Outside of work, Jessy enjoys traveling, volunteering with local nonprofits, cheering on OU sports, and spending time with friends and family.
Elizabeth Bechtel
Marketing Director, Licensed Agent
Elizabeth Bechtel serves as Marketing Director and Licensed Agent at Sandman Wealth Management, where she helps lead the firm’s marketing, branding, digital presence, and growth initiatives. She is passionate about building a strong, professional brand that reflects the firm’s mission of helping families and businesses navigate retirement planning and long-term financial goals with customized strategies.
Outside of work, Elizabeth is married and the mother of three children. Much of her family’s time is spent at the soccer fields and supporting their active kids. When they are not at games or practices, they enjoy spending time outdoors and fishing together.
Strategic Alliances
MICHAEL BINGER, CFA®
President
Gradient Investments, LLC
As President, Michael is the leader of Gradient Investments and has been with the firm since 2012. He brings more than 35 years of industry experience, including prior roles managing multi-billion-dollar portfolios for an institutional asset manager. Michael is a CFA® charter holder and is a frequent contributor on CNBC, Fox Business, Barron’s, and the Wall Street Journal.
KEITH GANGL, CFA®
Senior Portfolio Manager
Gradient Investments, LLC
Keith joined Gradient Investments in 2018 and has more than 30 years of industry experience. Prior roles include senior portfolio manager for a large institutional asset management firm, managing a multi-billion-dollar portfolio. Keith is a CFA® charter holder, managed a Lipper Award-winning mutual fund, and has been featured in media outlets such as CNBC, Bloomberg, Investor’s Business Daily, Nasdaq and Reuters.
TYLER ELLEGARD, CFA®
Senior Portfolio Manager
Gradient Investments, LLC
Tyler is a Senior Portfolio Manager at Gradient Investments, where he focuses on portfolio management, asset allocation, and investment research across multiple asset classes. He provides market insight and portfolio strategy to support client investment decisions. Tyler is a CFA® charterholder and has been featured in media outlets including Schwab Network, Reuters, and The Wall Street Journal.
This endorsement of Gradient Investments, LLC is provided by an investment advisor who refers clients to Gradient Investments, LLC. A conflict of interest exists because this investment advisor receives a portion of the annual management fee charged by Gradient Investments, LLC, based on the assets under management of this investment advisor’s clients. This endorsement could assist in the investment advisor increasing the assets placed with Gradient Investments, LLC, and therefore their compensation. These investment advisors are not affiliated with or supervised by Gradient Investments, LLC.